I founded Carter Financial Planning in 2017 and I specialise in providing clients with expert advice on growing, protecting their finances in a tax-efficient manner. I take great satisfaction in seeing my clients reach their intended goals and realising their financial aspirations.
I enjoy spending quality time with my family and playing golf and coaching a local football team.
Before founding the firm, I gained invaluable experience working closely within the construction industry. This gave me a deep appreciation for the financial challenges faced by tradespeople, contractors, and business owners. It also inspired me to specialise in helping businesses reduce corporate tax liabilities through strategic pension planning, using tools like SIPPs (Self-Invested Personal Pensions) and SASs (Small Self-Administered Schemes).
I know how hard business owners work, and I’ve seen how easily their financial security can be left unprotected or under-planned. That’s why I’m passionate about providing smart, practical advice that helps protect what you’ve built, grow your wealth, and plan for the future with confidence.
Whether you're on-site, managing a business, or preparing for the next phase, I’m here to ensure your finances work as hard as you do.
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.